For too long now, the average American investor has been getting a raw deal…

Not so long ago, retiring with a comfortable nest egg took some time, but it wasn’t impossible.

From the late 1960s to 2007, the average interest paid on a 10-year government bond was 7%.

If you worked hard, put money away in a bond portfolio, and reinvested your interest, $100,000 in bonds would grow to $750,000 in 30 years. By the 30th year, you’d have been earning a comfortable $52,500 per year.

Not champagne and caviar money… But certainly enough to have a dignified retirement.

All of that ended when the Federal Reserve decided to wage a “war” against declining stock prices during the 2008 Financial Crisis.

In its frantic efforts to save the stock market, the Fed cut interest rates to near zero.

Then, it printed $3.6 trillion in new cash to buy back distressed bonds from its banker buddies.

This was not a victimless crime.

You – the American saver and future retiree – got screwed.

How? Remember how $750,000 in bonds would give you $52,500 a year in income?

Even with the recent rate hike by the Fed, rates continue to be historically low.

So instead of making $52,500 in annual income, you’ll now make about $9,600. So you’d now need $4.06 million in bonds to equal what $750,000 in bonds would’ve paid you before 2008.

Don’t believe the Fed when it says the current bout of inflation is nothing to worry about… How can you not worry when it takes 5x more money to maintain the same lifestyle you would’ve had 20 years ago?

Here’s my point…

If you’re looking to fund your retirement from bonds, those days are long over. You can’t even buy a cup of coffee with the paltry interest you’ll earn on your savings.

And if you’re waiting for the stock market to bail you out… I’m afraid you’ll be waiting for a long time… Time you probably don’t have.

If you want to bridge the financial gap between your current life and the life you want… in as little as 10 months… you need to think outside of the box.

The Stock Market is No Longer Enough

According to a recent survey by investment firm Charles Schwab, the average American worker believes they’ll need to save at least $1.7 million to retire comfortably. However, the average American in their 50s only has $203,000 in retirement savings.

That’s a $1.5 million gap. Many workers are making the mistake of believing the stock market will bridge that $1.5 million gap.

I have some bad news for you.

Even if the S&P 500 rises 20% per year for the next five years… it won’t be enough to bridge the gap between the life you have and the retirement you want.

Let me explain…

Since 2008, the S&P 500 has averaged 10% gains annually. If you put $10,000 in the index at the start of the bull market, it’d be worth $65,988 today.

We’ve been through the longest-running bull markets in history. And it would still take you over 50 years to save $1.7 million.

Even if you got lucky and invested in the biggest tech stocks over the past five years, you still wouldn’t come close to a comfortable retirement.

For instance, from 2015 to date:

  • Facebook has returned 185%: Enough to turn $10,000 into $28,500.

  • Google has returned 426%: Enough to turn $10,000 into $52,600.

  • Netflix has returned 637%: Enough to turn $10,000 into $73,700.

Don’t get me wrong… Those are great returns. Enough to take your spouse on a nice vacation… Remodel your kitchen… or maybe put a down payment on a car.

But those gains won’t significantly move the needle on your net worth.

Unless you’re already rich and willing to risk massive amounts of money… you can’t make a fortune in just a few months from investing in the S&P 500 or Nasdaq.

You need a lower-risk, higher-reward investment that doesn’t put your current lifestyle at risk.

Small Bets, Big Wins

Middle-class families are getting squeezed out as living standards drop and expenses go up… Their retirement dreams are just that – unfulfilled.

It seems like the everyday person is getting the short end of the stick.

So if you feel like you’ve been left behind and it’s too late to catch up, I understand.

That’s why my mission is so important. I’ve built my newsletter career on helping everyday Americans find a way to safely bridge this retirement gap without putting their current lifestyle at risk.

Unlike Wall Street, which tells you it takes decades to reach your financial freedom… I’ve always brought you research that has helped accelerate your wealth-building without putting your current lifestyle at risk.

I put you in the position to harness the effects of positive asymmetric risk.

With positive asymmetric risk, you put up $100… and stand to make $100,000 – or more.

This approach allows you to turn tiny grubstakes into life-changing gains without putting your current lifestyle at risk.

Of course, not every asymmetric bet is a winner… But since you’re only investing small grubstakes of $100–500, you won’t blow yourself up if the investment goes to zero.

So if you’re looking for a way to boost your retirement without risking a huge chunk of your portfolio, consider this…

You’ve probably heard about the NFT boom that’s tearing through the markets.

You might even think it’s a fad… But what you may not realize is that there’s more to NFTs than just buying or selling digital images.

Last year alone, we saw asymmetric gains of 6,443%, 22,500%, and even 36,478% in NFT-related projects… and I don’t expect that to stop now.

In fact, I expect a major crypto catalyst to accelerate NFT adoption and send these projects through the roof… a catalyst that could happen as soon as this month.

Remember, today’s market is different. You won’t fund your retirement buying bonds or squeezing a measly 10% from the S&P 500 each year.

It’s time to secure your financial future on your terms – not Wall Street’s.

So, click here to learn about this catalyst and what it means for NFTs and crypto… you’ll even get a free recommendation that could 10x your money in the coming months.

Let the Game Come to You!

Teeka Tiwari
Editor, Palm Beach Daily