Lightblub

UNPRECEDENTED: On January 8, for the first time in known history, not one cargo ship was underway between America and Europe.

The Baltic Dry Index—a major international shipping bellwether—also crashed to an all-time low of 415. Both indicators suggest global commerce is plunging.

GOLD: The U.S. Mint sold 60,000 ounces of gold on the first trading day of 2016. It sold 81,000 ounces over the entire month of January last year. Investors buy gold as a hedge against risk in the financial system. Review our recommended precious-metals asset allocation right here.

WORK: A record number of Americans (2.6 million) must now keep working during “retirement.” Mark explains why this may be a good thing for many potential retirees…

WHISKEY: Science proves three ways this liquor is good for your health… including fending off Alzheimer’s, diabetes, and inflammation.